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Independent comparisons. No active credit card affiliate partnerships. How we make money · Data status

Our values: Chase 1.5¢Amex 1.5¢Cap One 1.45¢Citi 1.5¢Bilt 1.55¢updated 2026-09How we value points →

Card Database

All Credit Cards

Cards listed A–Z, with complete details — rewards math, fee analysis, pros and cons, and exactly who each card is designed for.

Chase Freedom Rise

Best Simple First Card

Fee
$0 fee
Bonus
$25 statement credit for enrolling in autopay within 3 months and remaining enrolled for 90 consecutive days

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OpenSky Secured Visa

Secured Card Without a Traditional Credit Check

Fee
$35/yr
Bonus
$20 statement credit with same-day application, approval and qualifying deposit of at least $300; limited-time offer

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