Terms of Use

IMPORTANT DISCLAIMER: CreditMango provides educational content. We are not lawyers, CPAs, or certified financial advisors.

1. Educational Purposes Only

The content and self-service tools provided on CreditMango (the "Site") are for informational and educational purposes only. They are not intended to be, and should not be construed as, professional financial advice, legal advice, or tax advice.

You should consult with a qualified professional (such as a certified public accountant or attorney) before making any major financial decisions, such as filing for bankruptcy, settling debt, or pulling funds from a retirement account.

2. Estimates and Tools

The credit card comparison tool, Points or Cash tool and travel planner use published assumptions, reference data and inputs you provide to create estimates. They do not access your credit report or determine whether an issuer will approve you.

Rates, offers, award availability, fees and individual results can change. Review the assumptions shown with a tool and confirm current terms with the relevant issuer or provider before making a decision. CreditMango does not guarantee a particular credit score, approval, savings or travel booking.

3. Third-Party Links

Our Site contains links to external, third-party websites, including card issuers and AnnualCreditReport.com. We have no active credit card affiliate partnerships. Once you leave CreditMango, you are subject to the other site's terms and privacy policy. We do not control its practices or content.

4. Copyright and Intellectual Property

CreditMango's original articles, tool code, graphics and design are owned by MK153 Inc. Some photographs, videos, logos and other material belong to third parties and remain subject to their owners' rights or stated licenses. Attribution on a page identifies those sources where applicable. Permission to reuse CreditMango's original material does not grant rights to third-party material, and third-party licenses may allow uses that do not require our permission.

5. Limitation of Liability

By using this Site, you agree that CreditMango, its writers, and its owners shall not be held liable for any financial losses, damages, or negative outcomes (such as a drop in your credit score or an accumulation of debt) that result from actions you take after reading our educational content or using our tools.