Editorial Policy

CreditMango publishes card comparisons, educational guides and travel-planning estimates. This page explains what those materials establish and what they do not.

Editorial responsibility and assistance

CreditMango is published by MK153 Inc. Founder and publisher Mike Kwak is responsible for its direction and editorial policy. AI tools assist with research, drafting and software maintenance. A publisher label is not a claim of independent human expert review of each page. We do not claim personal card ownership or first-hand bookings unless the specific experience is documented.

Sources and dates

Issuer offer pages and agreements are the primary sources for card terms. Government sources support general consumer-finance explanations. A checked date records a review of the cited information, not a guarantee that an offer remains available. Your application and account agreement control.

Video summaries and historical offer material may describe earlier terms. Use the current card review and issuer link when making a decision. Our data status page identifies other coverage and freshness limitations.

Fit guidance and recommendations

We do not assign numerical card ratings. “Best for” labels, pros and cons describe potential fit within our published catalog; they are not approval probabilities or an exhaustive market ranking. Compare the underlying fees, eligibility, rewards and assumptions against your own needs. The card directory and comparison tool default to alphabetical order. You can also sort comparisons by fee or estimated value, with the calculation assumptions shown.

Calculations and benefit values

We separate issuer facts from estimated point and benefit values. A fee after credits subtracts estimated usable benefits; it does not change the fee charged by the issuer. Credits can expire, require enrollment or apply only to certain purchases. Remove benefits you would not use.

First-year and ongoing estimates differ. Welcome offers and one-time credits do not recur. Some cards use a base earning estimate because the inputs do not identify every eligible merchant category, promotion or housing option. Each calculator explains its exclusions. Rounded estimates are not guaranteed cash savings.

Read the point valuations and planner methodology before relying on a result. Award availability and prices must be checked with the booking program before transferring points.

Commercial relationships and corrections

We are actively seeking affiliate partnerships to fund our free education and tools. No credit card partnerships are currently approved or active. Compensation will not determine recommendations, calculation results or editorial ranking order. Paid placements, if introduced, will be labeled separately. See our affiliate disclosure for the current policy.

To flag an error, use the data correction form and include the page, disputed fact and a current source. We do not promise a particular response time.