Advertiser Disclosure: Some of the offers on this page are from companies that compensate CreditMango. This compensation may affect which products we write about and where they appear, but it does not affect our editorial evaluations. Our opinions are our own. Learn more

American Express•Amex

American Express Blue Business Cash

Name: American Express Blue Business Cash
Brand: American Express

4.5/5

Best No-Fee Business Cash Back

Apply Now

Annual Fee$0

APR17.49% - 25.49%

Sign-up Bonus$250 statement credit~$250 value

Rewards2% on all purchases up to $50K/yr

Credit Scoregood

Foreign FeesYes (3%)

+ Pros

✓$0 annual fee with 2% rate
✓0% intro APR for 12 months
✓Doesn't report to personal credit

− Cons

✗2% capped at $50K/yr
✗Foreign transaction fee
✗Amex acceptance lower

Rewards Breakdown

Category	Rate	Monthly Spend	Annual Value
All purchases (first $50K/yr)	2%	$3000/mo	$720
After $50K/yr	1%	—	$0
Total Estimated Annual Rewards			$720

Perks & Credits

12 months

0% Intro APR

Flexible

Expanded Buying Power

CFPB Consumer Complaints(Last 12 months)

4,798Credit card complaints

0%Timely response rate

Source: CFPB Consumer Complaint Database. Complaints are not necessarily evidence of wrongdoing.

Who This Card Is For

→Gig workers wanting simple no-fee business card
→Solopreneurs under $50K annual spend
→Freelancers who want separate business credit

Who Should Skip This Card

→Over $50K/yr spend
→International businesses
→Prefer category bonuses

How It Compares

Card	Annual Fee	Best Rate	Score
American Express Blue Business Cash (this card)	$0	2%	4.5/5
Chase Ink Business CashBest No-Fee Business Card	$0	5%	4.5/5
Capital One Spark Cash PlusBest Unlimited Business Cash Back	$150	2%	4.4/5

Frequently Asked Questions