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Privacy Policy

We take your privacy incredibly seriously. Because we handle calculators involving financial numbers, we want you to be fully aware of how data is (and isn't) used on CreditMango.

1. Data Collection on Calculators

Calculator math runs in your browser. Some tools and saved plans include inputs in their page links so you can reopen or share them. Anyone with such a link can read those inputs, and opening it sends the URL to the website hosting service.

The credit rebuilding checklist saves only completed step identifiers in this browser. It does not collect credit reports or account details. You can reset the checklist or clear browser storage. Shared links and printed copies remain until you delete them.

Saved wallets and trips

The business planner keeps unsaved inputs in the current tab. When you choose to sign in and keep your draft, it stores a copy in this browser so you can restore it after signing in. The draft is available for 24 hours and removed when you discard it, save the restored trip, or next open the planner after expiry. You can also clear this site’s browser data. Anyone using this browser may be able to restore the draft before it expires.

If you sign in and save, CreditMango stores your selected cards, points balances, monthly spending estimates, preferences, trip goals and any manually entered departure quotes in a dedicated Supabase database. Each saved trip includes a wallet snapshot so its assumptions can be reopened. Saving a plan does not subscribe you to the newsletter. We do not request card numbers, bank credentials, or credit reports.

Supabase manages account authentication, Resend delivers sign-in emails, and Cloudflare Turnstile checks for automated abuse. An essential session cookie keeps you signed in. Private wallet and trip routes are excluded from our analytics integration; their balances and spending are not placed in shareable URLs. You can delete saved trips from My plans. When you open a flight or ground-transport search link, the selected service receives the route and any date, cabin or party-size filters included in that link; your wallet balances and spending are not included.

Welcome-bonus tracking and personal reminders

If you save a welcome-bonus tracker, we store the card and household label you choose, the offer terms and dates you enter, your reported qualifying purchases and check dates, reward status, any certificate details, and your reminder preferences. These are your own planning records; CreditMango does not connect to your bank or verify your spending with an issuer. Household labels do not give access to another person’s account.

Personal reminder email is optional and separate from newsletter consent. When delivery is enabled and you opt in, reminders go to your confirmed account email through Resend. The email includes the relevant card, offer, reported progress, and links to manage or stop reminders. It does not include unrelated wallet balances or trip plans. You can turn off reminders for a card or stop all personal reminder email in your wallet.

To schedule reminders and avoid duplicate messages, we store consent and delivery records, including scheduled times, delivery status, provider message identifiers, and the message content and recipient for attempted sends. We retain hashed email addresses for bounce and complaint suppression. Turning off email stops future delivery; it does not automatically delete your saved tracker or existing delivery records. Contact support@creditmango.com with questions about your stored information.

2. Cookies & Analytics

We use Vercel Web Analytics to measure page visits and whether tools help readers complete an action. The integration removes URL query strings and fragments, and excludes newsletter, sign-in, authentication, private wallet, spending, dashboard and saved-trip pages. Its custom journey events cover actions such as:

  • Choosing a starting path
  • Building a travel plan or completing the rebuilding checklist
  • Reviewing a points comparison or copying a plan link

These custom events do not include your email, income, balances, credit score, destination or saved plan link. Analytics may be blocked by your browser; using our tools does not depend on it.

3. Third-Party Ads

CreditMango does not currently serve third-party display ads or advertising cookies. If that changes, this section and our Advertiser Disclosure will say so before the first ad appears.

4. Contact Forms and Emails

Email-list signup uses CBCRM to record your consent and suppression state and Resend to deliver a confirmation email. The newsletter has not launched yet; signing up does not promise a sending schedule. This consent is separate from saving a plan. You can unsubscribe using the link in an email. We do not sell your email address. Contacting the editorial team does not automatically subscribe you.

General, partnership and correction forms send the name, email, company and message you provide to CreditMango's organization in CBCRM. We use those records to respond and keep the inquiry's history together. Submitting an inquiry does not grant newsletter consent.