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Capital One•Visa

Capital One SavorOne Student Cash Rewards

Name: Capital One SavorOne Student Cash Rewards
Brand: Capital One

4.4/5

Best Student Card for Dining & Entertainment

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Annual Fee$0

APR19.99% - 29.99% variable

Sign-up Bonus$50 cash bonus~$50 value

Rewards3% dining

Credit Scorefair

Foreign FeesNone

+ Pros

✓3% on dining, entertainment, streaming, groceries
✓No foreign transaction fee (great for study abroad)
✓$50 easy sign-up bonus (just one purchase)

− Cons

✗Only 1% on non-category purchases
✗No intro APR
✗3% categories don't include gas or transit

Rewards Breakdown

Category	Rate	Monthly Spend	Annual Value
Dining	3%	$200/mo	$72
Entertainment & streaming	3%	$100/mo	$36
Grocery stores	3%	$150/mo	$54
All other	1%	$200/mo	$24
Total Estimated Annual Rewards			$186

Perks & Credits

8% back

Capital One Entertainment

No FTF

CFPB Consumer Complaints(Last 12 months)

10,107Credit card complaints

0%Timely response rate

Source: CFPB Consumer Complaint Database. Complaints are not necessarily evidence of wrongdoing.

Who This Card Is For

→College students who eat out, stream, and go to concerts
→Students planning to study abroad (no FTF)
→Anyone who wants category bonuses without tracking rotating categories

Who Should Skip This Card

→Students who spend mostly on gas and transit
→Anyone who prefers a flat-rate card (Chase Freedom Rise is simpler)
→Rewards optimizers who want 5%+ categories

How It Compares

Card	Annual Fee	Best Rate	Score
Capital One SavorOne Student Cash Rewards (this card)	$0	3%	4.4/5
Discover it Student Cash BackBest Student Card Overall	$0	5%	4.6/5
Chase Freedom RiseBest Simple First Card	$0	1.5%	4.1/5

Frequently Asked Questions