It's above average for a no-fee card but below the Citi Double Cash (2%). The Quicksilver wins on two fronts: no foreign transaction fees (the Double Cash charges 3%) and the easiest sign-up bonus ($500 spend vs $1,500). If you travel internationally at all, the Quicksilver is the better choice despite the lower rate.

Can I use this card abroad?

Yes, it's one of the best cards for international travel at $0 annual fee. No foreign transaction fees and Visa acceptance worldwide make it the go-to card for any spending outside the US.

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Capital One•Visa

Capital One Quicksilver Cash Rewards

Name: Capital One Quicksilver Cash Rewards
Brand: Capital One

4.3/5

Best No-Fee Card for Travel Spending

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Annual Fee$0

APR19.99% - 29.99%

Sign-up Bonus$200 cash bonus~$200 value

Rewards1.5% cash back on every purchase

Credit Scoregood

Foreign FeesNone

+ Pros

✓No foreign transaction fees at $0 annual fee
✓Easiest $200 bonus (only $500 spend)
✓15-month 0% intro APR

− Cons

✗1.5% rate lower than Citi Double Cash 2%
✗No category bonuses
✗No transfer partners

Rewards Breakdown

Category	Rate	Monthly Spend	Annual Value
All Purchases	1.5%	$2000/mo	$360
Total Estimated Annual Rewards			$360

Perks & Credits

No Annual Fee

No annual fee with a competitive flat-rate cashback reward.

Included

No Foreign Transaction Fees

One of the only no-fee cashback cards with no foreign transaction fee — ideal for international travel.

Purchases + Transfers

15-Month 0% Intro APR

0% APR on both new purchases and balance transfers for 15 months.

$200

Easy Sign-up Bonus

Only $500 spend in 3 months — the lowest threshold of any major sign-up bonus.

CFPB Consumer Complaints(Last 12 months)

10,107Credit card complaints

0%Timely response rate

Source: CFPB Consumer Complaint Database. Complaints are not necessarily evidence of wrongdoing.

Who This Card Is For

→International travelers on a budget who need a no-fee, no-FTF card for everyday spending abroad.
→People who want the easiest sign-up bonus available — $500 in 3 months is achievable for almost anyone.
→Simplicity seekers who don't want to track categories but want better than a basic 1% card.

Who Should Skip This Card

→Cashback maximizers — the Citi Double Cash (2%) and Chase Freedom Unlimited (1.5% + 3% dining) both earn more.
→Points enthusiasts — there are no transfer partners and no way to upgrade the value of your rewards.
→Heavy domestic spenders — without category bonuses, you're leaving money on the table vs cards with 3-5% categories.

How It Compares

Card	Annual Fee	Best Rate	Score
Capital One Quicksilver Cash Rewards (this card)	$0	1.5%	4.3/5
Citi Double Cash CardBest No-Fee Cashback Card	$0	2%	4.5/5
Chase Freedom UnlimitedBest No-Fee Card with Category Bonuses	$0	1.5%	4.5/5

Frequently Asked Questions