Travel Goal Planner
Pick the trip. We'll route the points.
Tell us your goal → we crunch the numbers → you get a card routing plan: how many points, which cards in which order, and exactly when to book.
We only ask questions that are essential. No contact info required. Won't affect your credit score.
How the numbers work
Editorial estimate ranges, not live award prices. Points ranges reflect what well-executed transfer-partner bookings have typically cost across published sweet-spot charts and our own award searches; the low end is an off-peak/sweet-spot booking, the high end is a normal saver-level award. Cash ranges are typical advance-purchase retail fares for the same cabin. Award pricing is dynamic and devalues over time — treat these as planning targets and always confirm the live price before transferring points.
Estimates last refreshed 2026-07. Point values use our deliberately conservative valuations. Card recommendations can include affiliate links — labeled every time, and they never change the math. Affiliate disclosure · Full methodology
Travel Goal Planner FAQ
Is the Travel Goal Planner really free?
Yes. The full plan — points target, card sequence, timeline, and booking-window dates — is shown without an email or account. Your plan is saved in its link; email is only for optional booking-window and devaluation alerts.
Where do the points numbers come from?
They are editorial estimate ranges based on published transfer-partner sweet spots and our own award searches, refreshed monthly and deliberately conservative. Award pricing is dynamic, so always confirm the live price before transferring points.
Does using the planner affect my credit score?
No. The planner does zero credit checks — it only does math on numbers you type in. Actually applying for a card later involves a hard inquiry, which the plan spaces out deliberately.
Why does the plan put Chase cards first?
Chase declines most applications once you've opened 5 personal cards in the last 24 months (the 5/24 rule). Other issuers don't count your Chase history the same way — so postponing a Chase card can cost you the card, while postponing others costs nothing.