⚖️ Calculator

Chapter 7 vs Chapter 13 Bankruptcy

Two very different paths — one wipes debt fast, one lets you keep your home. See which fits your situation.

⚖️ This is educational only — consult a bankruptcy attorney before making any decisions.

Enter your situation to see which chapter might apply to you.

Monthly Income

Monthly Expenses

Secured Debt (mortgage, car)

Unsecured Debt (credit cards, medical)

Total Assets Value

Facing foreclosure? A Certified Distressed Property Expert (CDPE) can help you understand your options.