Foreclosure Help

Free Foreclosure Help Near You

Behind on your mortgage? Start with a HUD-approved housing counselor — their help is free, funded by the government, and they advocate for you, not the lender. We list 1,125 of them across 646 cities in 50 states.

Need help right now?

The free national foreclosure-prevention hotline is open 24/7.

Call 888-995-HOPE

Alabama

Birmingham6 counselors Mobile3 counselors Huntsville2 counselors Tuscaloosa2 counselors Decatur1 counselor Florence1 counselor Jasper1 counselor Madison1 counselor Montgomery1 counselor Rainsville1 counselor Russellville1 counselor Sheffield1 counselor

Alaska

Soldotna1 counselor

Arizona

Phoenix9 counselors Tucson3 counselors Flagstaff1 counselor Goodyear1 counselor Kingman1 counselor Scottsdale1 counselor Tempe1 counselor Yuma1 counselor

Arkansas

Little Rock4 counselors Bentonville1 counselor Blytheville1 counselor Fayetteville1 counselor Fort Smith1 counselor Harrison1 counselor Hot Springs1 counselor Russellville1 counselor Trumann1 counselor West Helena1 counselor

Colorado

Denver6 counselors Aurora1 counselor Canon City1 counselor Commerce City1 counselor Durango1 counselor Edgewater1 counselor Fort Collins1 counselor Fort Morgan1 counselor Grand Junction1 counselor Lone Tree1 counselor Longmont1 counselor Pueblo1 counselor Westminster1 counselor

Connecticut

Hartford4 counselors New Haven3 counselors Bridgeport1 counselor New Britain1 counselor New London1 counselor Wallingford1 counselor Waterbury1 counselor

Delaware

Wilmington5 counselors Georgetown3 counselors Dover2 counselors Newark1 counselor

Florida

Orlando8 counselors Tampa6 counselors Miami4 counselors Jacksonville4 counselors West Palm Beach4 counselors Fort Lauderdale3 counselors Fort Myers3 counselors Clearwater3 counselors Sarasota2 counselors Kissimmee2 counselors Ocala2 counselors Tallahassee2 counselors Gainesville2 counselors Daytona Beach2 counselors North Miami2 counselors Lauderhill2 counselors Naples1 counselor Pembroke Pines1 counselor Hollywood1 counselor St Petersburg1 counselor Doral1 counselor Delray Beach1 counselor Hialeah1 counselor Lake Worth1 counselor Plantation1 counselor Pompano Beach1 counselor Lakeland1 counselor Homestead1 counselor St Augustine1 counselor Melbourne1 counselor Winter Park1 counselor Stuart1 counselor Panama City1 counselor Lake Mary1 counselor Deland1 counselor Miami Gardens1 counselor Altamonte Springs1 counselor Oakland Park1 counselor Sebring1 counselor Eustis1 counselor Inverness1 counselor Wilton Manors1 counselor Riviera Beach1 counselor Tavares1 counselor Lecanto1 counselor Palatka1 counselor Chipley1 counselor Florida City1 counselor Opa Locka1 counselor Bonifay1 counselor Belle Glade1 counselor Eatonville1 counselor

Hawaii

Honolulu5 counselors Wailuku4 counselors Kapolei2 counselors Hilo2 counselors Kaneohe1 counselor Lihue1 counselor Waianae1 counselor

Idaho

Boise4 counselors Lewiston1 counselor Pocatello1 counselor Twin Falls1 counselor

Indiana

Indianapolis4 counselors Evansville3 counselors Jasper2 counselors Lafayette2 counselors Marion2 counselors Gary2 counselors Bloomington1 counselor Crown Point1 counselor Elkhart1 counselor Goshen1 counselor Hammond1 counselor Mitchell1 counselor Muncie1 counselor New Albany1 counselor Pendleton1 counselor South Bend1 counselor Tell City1 counselor

Iowa

Des Moines2 counselors Dubuque2 counselors Waterloo2 counselors Cedar Rapids1 counselor Council Bluffs1 counselor Muscatine1 counselor Sioux City1 counselor

Kansas

Topeka1 counselor Kansas City1 counselor Lawrence1 counselor

Kentucky

Louisville3 counselors Bowling Green3 counselors Lexington3 counselors Covington2 counselors Campbellsville1 counselor Gray1 counselor Hopkinsville1 counselor Madisonville1 counselor Morehead1 counselor Newport1 counselor Owensboro1 counselor Paducah1 counselor Prestonsburg1 counselor

Louisiana

New Orleans5 counselors Baton Rouge3 counselors Lafayette3 counselors Alexandria2 counselors Abbeville1 counselor Bogalusa1 counselor Crowley1 counselor Franklin1 counselor Jennings1 counselor Lake Charles1 counselor Mandeville1 counselor Monroe1 counselor

Maine

Bangor1 counselor Belfast1 counselor Brunswick1 counselor Orono1 counselor Portland1 counselor South Paris1 counselor Waterville1 counselor

Minnesota

Minneapolis6 counselors Saint Paul5 counselors Mankato2 counselors Blaine1 counselor Duluth1 counselor Brainerd1 counselor Brooklyn Center1 counselor Detroit Lakes1 counselor Eagan1 counselor Roseville1 counselor Shakopee1 counselor Slayton1 counselor Willmar1 counselor Woodbury1 counselor

Mississippi

Jackson6 counselors Gulfport2 counselors Bay Saint Louis1 counselor Clarksdale1 counselor Hattiesburg1 counselor Mccomb1 counselor Oxford1 counselor Tunica1 counselor

Missouri

Saint Louis10 counselors Bowling Green1 counselor Columbia1 counselor University City1 counselor Springfield1 counselor

Montana

Great Falls3 counselors Helena2 counselors Missoula1 counselor Bozeman1 counselor Kalispell1 counselor

Nebraska

Omaha3 counselors Bellevue1 counselor Fairbury1 counselor

Nevada

Las Vegas4 counselors Henderson2 counselors North Las Vegas2 counselors

New Hampshire

Bedford2 counselors Littleton2 counselors Manchester2 counselors Portsmouth2 counselors

New Jersey

Newark6 counselors Hackensack3 counselors Camden2 counselors Manalapan2 counselors Paterson2 counselors Perth Amboy2 counselors Cherry Hill1 counselor Dover1 counselor East Brunswick1 counselor Eatontown1 counselor Elizabeth1 counselor Jersey City1 counselor Montclair1 counselor Plainfield1 counselor Roseland1 counselor Somerville1 counselor Toms River1 counselor Trenton1 counselor Woodbury1 counselor

New Mexico

Albuquerque1 counselor Las Cruces1 counselor Los Ranchos1 counselor

New York

Brooklyn9 counselors Rochester5 counselors New York4 counselors Patchogue2 counselors Staten Island2 counselors Syracuse2 counselors White Plains2 counselors Bronx2 counselors Melville2 counselors Albany1 counselor Binghamton1 counselor Bohemia1 counselor Canandaigua1 counselor Carmel1 counselor Central Islip1 counselor Corning1 counselor Elmhurst1 counselor Elmira1 counselor Fairport1 counselor Far Rockaway1 counselor Flushing1 counselor Fulton1 counselor Greenlawn1 counselor Greenport1 counselor Hamden1 counselor Hauppauge1 counselor Hawthorne1 counselor Hempstead1 counselor Hudson1 counselor Jackson Heights1 counselor Kingston1 counselor New City1 counselor Newburgh1 counselor Northport1 counselor Penn Yan1 counselor Port Chester1 counselor Poughkeepsie1 counselor Queens1 counselor Rockville Centre1 counselor Schenectady1 counselor South Richmond Hill1 counselor Stamford1 counselor Troy1 counselor Utica1 counselor Voorheesville1 counselor Walden1 counselor

North Dakota

Fargo1 counselor

Oklahoma

Oklahoma City3 counselors Ada1 counselor Hugo1 counselor

Oregon

Portland13 counselors Hillsboro5 counselors Bend3 counselors Madras3 counselors Prineville3 counselors Redmond3 counselors The Dalles3 counselors Salem2 counselors Corvallis2 counselors Oregon City2 counselors Springfield2 counselors La Grande2 counselors Mcminnville2 counselors Roseburg2 counselors Medford1 counselor Ontario1 counselor

Rhode Island

Providence2 counselors Woonsocket1 counselor

South Carolina

North Charleston3 counselors Spartanburg2 counselors Beaufort1 counselor Charleston1 counselor Columbia1 counselor Greenville1 counselor Orangeburg1 counselor

South Dakota

Sioux Falls1 counselor Watertown1 counselor Aberdeen1 counselor Brookings1 counselor Huron1 counselor Mitchell1 counselor Sisseton1 counselor Yankton1 counselor

Tennessee

Nashville9 counselors Memphis4 counselors Knoxville3 counselors Chattanooga2 counselors Jackson2 counselors Smyrna2 counselors Crossville1 counselor Franklin1 counselor Gallatin1 counselor La Vergne1 counselor Rutledge1 counselor

Texas

Houston8 counselors San Antonio4 counselors Austin3 counselors Stafford2 counselors Waco2 counselors Beaumont1 counselor Deer Park1 counselor Humble1 counselor Killeen1 counselor Live Oak1 counselor Pasadena1 counselor Port Arthur1 counselor

Utah

Logan2 counselors Orem1 counselor Salt Lake City1 counselor Provo1 counselor

Vermont

Rutland2 counselors Bennington1 counselor Brattleboro1 counselor Burlington1 counselor St Johnsbury1 counselor

Washington

Seattle3 counselors Bremerton2 counselors Yakima2 counselors Eastsound1 counselor Lynnwood1 counselor Tacoma1 counselor

West Virginia

Martinsburg1 counselor Fairmont1 counselor Parkersburg1 counselor Weirton1 counselor Elkins1 counselor Oak Hill1 counselor Delbarton1 counselor

Wisconsin

Milwaukee4 counselors Green Bay2 counselors La Crosse2 counselors Madison2 counselors Waukesha2 counselors Beloit1 counselor Black River Falls1 counselor Fond Du Lac1 counselor Jefferson1 counselor Kenosha1 counselor Racine1 counselor Sheboygan1 counselor Wauwatosa1 counselor West Bend1 counselor Westby1 counselor

Wyoming

Casper2 counselors

Why HUD-approved counselors?

HUD-approved housing counseling agencies are vetted and funded by the U.S. Department of Housing and Urban Development. Their foreclosure-prevention counseling is free to you. Anyone who demands an upfront fee to “save” your home is almost certainly running a foreclosure-rescue scam.